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<h3>The Different Types of Mortgages</h3>
* **Used Car Loans:** These loans are used to finance the purchase of a pre-owned vehicle. They often carry higher interest rates due to the increased risk associated with older vehicles.


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Mortgages typically have longer terms, ranging from 15 to 30 years. This extended repayment timeframe allows for smaller monthly payments, making homeownership more accessible to a broader range of individuals. However, it also means that you will pay more interest over the life of the loan.
<h3>5. Loan Terms and Repayment Options</h3>
<h3>Down Payments: The Initial Investment</h3>
3. **Financial Documentation:** You will need to provide extensive financial documentation to the lender, including pay stubs, bank statements, tax returns, and other supporting documents that verify your income, assets, and liabilities.
<h3>Loan Purpose</h3>